Ontario looks to create ‘portable benefits’ plan that moves with workers who change jobs

Portable benefits could be coming for millions of working in Ontario who don’t have health, dental or vision coverage.

The provincial government is seeking advice on designing a plan that provides workers with benefits, even if they change jobs.

The province says it will create an advisory panel with up to five members who will conduct research and consultations on how to create such a comprehensive benefits strategy.

Those selected as panel members would have sectoral and technical expertise including the structure and administration of benefit plans, financial issues and workplace issues.

Ontario is the first province to pursue the creation of this type of plan.

“Whether you’re bussing tables, working the cash, or giving rides, we are making sure necessities like dental care and affordable medication is within reach for more families,” said Monte McNaughton, Minister of Labour, Training and Skills Development in a news release. “The future of work is here, and our government is working for workers to make sure no one is left behind.”

Most workers in Ontario with full-time, permanent jobs have medical insurance and dental coverage.

However, less than a quarter of those who work part-time or in precarious jobs have similar benefits. The province says that leaves workers and their families being forced to make difficult choices between their health and other necessities like food and shelter.

Independent contractors, low-wage workers, newcomers, younger workers, and racialized people are also less likely to have workplace benefits.

The proposed advisory panel will look at how benefits could reside with the worker and will provide recommendations on how best to administer the new program.